Finbuzz's Blog

Prepaid debit cards online help

finbuzz — Fri, 03 Jul 2009 08:18:28 +0000

What is a prepaid debit card?
Prepaid debit cards are the one type of debit card where you don’t have to get yourself into debt or take on any debt. You simply top it up with your own money and use it like a normal debit card, whether you want to top it up by $10 or $100 to reserve a table at a restaurant or a hotel room. The prepaid debit card is an ideal source for those of you that won’t to keep free of debt but be able to shop online and in stores without using cash and gaining interest.

Can I apply for a prepaid debit card if I have bad credit?
This card is perfect for those that have been refused credit in the past or struggle to get accepted for debit cards and loans because of a poor credit report. As you are using your own money there are no risks to the prepaid debit card provider which means there are no credit checks taken out so anyone with a bad credit history can be accepted for this card. Most prepaid debit cards come without a minimum balance as well so with this card you truly are in complete control. If, however, you have an exceptional credit rating take a look at what the Low Interest Credit Cards can offer you.

Research what prepaid debit cards are
As with many types of debit cards it is wise to carry out a bit of research before going out and applying for one. Due to the large volumes of people that can be accepted for the prepaid debit card a lot of issuers will offer different deals and perks so it is important to check them all out and find one that really does suit you and your circumstances. So find one that will work for you.

Some advice on prepaid debit cards
Be aware that many prepaid debit cards will charge you an application fee that can range from $5.00 to $10.00 (not all of them do, some are completely free). Along with that they can charge a withdrawal fee like normal debit cards, which can range from 50p to 3%. Regarding the age bracket for this card, you can be as young as 10 to be accepted but the majority of prepaid debit cards have an 18 restriction on them.

Apply for a prepaid debit card here

AccountNow Visa Prepaid Cards – Review

finbuzz — Mon, 29 Jun 2009 11:11:29 +0000

Visa Prepaid Card Image

AccountNow Prepaid Visa Card is a prepaid Visa debit card. You must deposit money on your card and then you can use your card to make purchases or access cash through the ATM.

Your card is accepted both online and over the phone. It is also accepted everywhere you see the visa logo. You can sign up for free account alerts via text messaging and e-mail.

This card can be used to book hotel reservations or rent a car. It has a very unique benefit; they offer card holders a rewards program. You can earn 1 point for every dollar you spend with your card. These points can be redeemed with participating retailers including; T-Mobile, Cingular, Verizon Wireless and more. These points can be redeemed toward your account balance, ring tones, and music downloads. Your card can also be used to write physical paper checks to pay your bills. This will eliminate your need to purchase money orders. You can also deposit money on your card through 100,000 retail locations and use pay pal or a bank account transfer.

There is no credit check or chexsystems verification for this card. It also comes with a 30 day money back guarantee. It works just like a checking account or check card, except you will never pay a late payment fee, over the limit fee, or interest fee again.

If you are in chexsystems then this card can save you money on check cashing fees by using direct deposit. Also using bill pay you can save money by no longer buying money orders. You must be a US resident and able to identify yourself in accordance to the Patriot Act to qualify. In addition you also must be 18 years or older. In sum the AccountNow Visa Prepaid Card is a great choice. It works just like a checking account.

Benefits of a prepaid debit card with checking account

finbuzz — Sat, 25 Apr 2009 20:38:14 +0000

With the current economic outlook looking somewhat bleak, most people are seeking out options that can help them reduce their debts and save money. A prepaid debit card can be a great choice because it enables you to save money and reduce your immediate expenditures. A prepaid cards with checking account works exact like a credit card, however without the credit line, so you can’t go overboard with your spending habits and there are lower fees involved.

One of the great benefits of a prepaid cards with checking account is its versatility. You can use the card anywhere that credit cards are accepted as well as withdraw cash from automated teller machines. As well as this, you can use the card to purchase goods and services online by providing the cards details.

Another benefit of prepaid debit cards is the ability to manage your funds. Most debit card providers have an Internet interface where you can log in and check your account balance, load funds and use a virtual card.

There are no risks of getting into high interest debts and going beyond your budget like credit cards. It usually occurs since they have a very high credit limit and the payment can be made after a number of days.

Visa prepaid cash cards for all.

finbuzz — Tue, 17 Feb 2009 21:13:33 +0000

Visa prepaid cards are the special prepaid cards which allow to receive cash at over one million ATMs worldwide. Money can be taken off in local currency of that country in which you are.

The means which are taking place on such card, it is not necessary to declare at crossing border. The sum on visa prepaid card can make from 100 $ up to 10 000 $. Cash can be removed at once or in parts – Visa prepaid card has validity 3 years. For reception of visa prepaid cash card it is not required to open the bank account, therefore you can get it all in some minutes here. Registration of a card needs only your name, address, telephone, e-mail and SSN or tax id.